One platform · Three paths to credit power

Fix it. Build it. Fund it.

Whether you're cleaning up a rough report, building credit from zero, or chasing business funding — Kredora Prime is the full toolkit.

Fix My Credit

Remove what's hurting your score

  • Disputes for collections, charge-offs, late payments
  • 12 legal letter templates citing FCRA & case law
  • Done-for-you certified mail to all 3 bureaus
Build My Credit

Go from thin file to thick file

  • AZEO utilization strategy + score simulator
  • Secured card & tradeline recommendations
  • 30 / 60 / 90-day action plan with weekly check-ins
Business Credit

Build EIN-only funding power

  • DUNS, Net-30 vendor & tradeline roadmap
  • Funding readiness report + lender matcher
  • Business credit education library

All 3 unlocked with Premium — see plans below.

Plans

Simple, honest pricing

Start free. Upgrade when you need the full toolkit.

Free
$0

Try the quality. See for yourself.

  • 1 AI credit analysis
  • 1 letter download
  • Preview all 12 templates + legal guidance
  • Basic AZEO education
  • Business credit tools
  • AI coach
Best Value · 90% pick this
Premium · The Full Toolkit
$47/mo
or $397/yr — save 30%
Dispute Engine
  • Unlimited letter downloads (all 12 templates)
  • Download to all 3 bureaus in one click
  • Done-for-you certified mail available (pay per letter)
  • Letter tracker with response logging
Credit Builder
  • Unlimited AI credit profile analyses
  • AZEO utilization planner + score simulator
  • Personalized 30 / 60 / 90-day action plan
  • Credit score tracking journal
Business Credit
  • Funding readiness report
  • Business credit readiness scorecard
  • Lender matcher with approval-odds estimate
  • Net-30 vendor library + DUNS guide
AI Coach + Education
  • Unlimited AI coach conversations
  • Premium education library (all modules)
  • Monthly credit-health checklist
  • Priority new-feature access

Cancel anytime · 7-day refund

VIP
Done With You
$497 setup
+ $97/mo ongoing management

Premium tools + a human credit strategist working your file every month.

  • Everything in Premium
  • 1-on-1 strategy call (45 min)
  • Custom dispute letters written for you
  • Personalized 90-day roadmap
  • 10 mailed letters/mo included
  • Priority support + monthly check-ins
Compare

Full feature breakdown

FeatureFreePremiumVIP
AI credit profile analysis1UnlimitedUnlimited
Letter downloads1UnlimitedUnlimited
Send to all 3 bureaus (1-click)
Done-for-you certified mailPay per letterPay per letter10 included
AZEO planner + score simulator
30/60/90-day action plan
Business credit + funding tools
AI coach (unlimited)
Premium education libraryBasic only
1-on-1 strategy call (45 min)
Custom letters written for you
Priority email support (30 days)
Real results

What members are saying

"Removed 7 collections and a charge-off in 60 days. The letters actually cite the law — bureaus took them seriously."

Jasmine T.
+148 pts

"I had no credit at all. The AZEO planner and secured-card recs got me to a 720 in 9 months. Insane."

Marcus D.
0 → 720

"Got approved for a $50K business line of credit using their funding readiness roadmap. Worth every penny."

Andrea P.
$50K LOC
Pay per letter · no subscription

"Mail it for me" Certified Mail

No printer? No time? We print, attach your ID + proof packet, and send via USPS Certified Mail with Return Receipt. Tracking auto-syncs to your dispute log.

Single bureau
$12.99

1 letter printed + USPS Certified Mail w/ Return Receipt. Includes ID + proof packet.

All 3 bureaus
$29.99

Same letter mailed to Experian, Equifax & TransUnion. Save $9 — most popular.

5-letter pack
$54.99

Bundle 5 mailings — perfect for a full dispute round across multiple accounts.

Premium unlocks all tools — mail pay-per-letter anytime.

FAQ

Common questions

100%. Every letter is grounded in the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Equal Credit Opportunity Act (ECOA). You have a federal right to dispute anything inaccurate on your report.

Risk-free guarantee

Try Premium for 7 days. If you don't see your first dispute progress or feel the toolkit is worth it, email us — full refund, no questions.

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