One platform · Three paths to credit power

Fix it. Build it. Fund it.

Whether you're cleaning up a rough report, building credit from zero, or chasing business funding — Kredora Prime is the full toolkit.

Fix My Credit

Remove what's hurting your score

  • Disputes for collections, charge-offs, late payments
  • 12 legal letter templates citing FCRA & case law
  • Done-for-you certified mail to all 3 bureaus
Build My Credit

Go from thin file to thick file

  • AZEO utilization strategy + score simulator
  • Secured card & tradeline recommendations
  • 30 / 60 / 90-day action plan with weekly check-ins
Business Credit

Build EIN-only funding power

  • DUNS, Net-30 vendor & tradeline roadmap
  • Funding readiness report + lender matcher
  • Business credit education library

All 3 unlocked with Premium — see plans below.

Plans

Simple, honest pricing

Start free. Upgrade when you need the full toolkit.

Free
$0

Try the quality. See for yourself.

  • 1 AI credit analysis
  • 2 free letter downloads
  • AI coach (5 msgs/mo)
  • Basic AZEO education
  • Business credit tools
Most affordable
Starter
$27/mo

Cleaning up a few items? Start here.

  • Full AI credit analysis
  • 5 letter downloads / month
  • AI coach (25 msgs/mo)
  • Full education library
  • Letter tracker
  • Business credit tools
Best Value
Premium
$47/mo
or $397/yr — save 30%
  • Everything in Starter
  • Unlimited letter downloads
  • Unlimited AI coach
  • AZEO planner + score simulator
  • 30/60/90-day action plan
  • Business credit + funding tools
  • Net-30 vendor library + DUNS guide

Cancel anytime · 7-day refund

VIP
Done With You
$497 setup
+ $97/mo ongoing
  • Everything in Premium
  • 1-on-1 strategy call (45 min)
  • Custom letters written for you
  • Personalized 90-day roadmap
  • 10 mailed letters/mo included
  • Priority support + check-ins
Compare

Full feature breakdown

FeatureFreeStarterPremiumVIP
AI credit profile analysis1FullUnlimitedUnlimited
Letter downloads25 / moUnlimitedUnlimited
Done-for-you certified mailPay per letterPay per letterPay per letter10 included
AZEO planner + score simulator
30/60/90-day action plan
Business credit + funding tools
AI coach5 / mo25 / moUnlimitedUnlimited
Premium education libraryBasic only
1-on-1 strategy call (45 min)
Custom letters written for you
Priority email support (30 days)
Real results

What members are saying

"Removed 7 collections and a charge-off in 60 days. The letters actually cite the law — bureaus took them seriously."

Jasmine T.
+148 pts

"I had no credit at all. The AZEO planner and secured-card recs got me to a 720 in 9 months. Insane."

Marcus D.
0 → 720

"Got approved for a $50K business line of credit using their funding readiness roadmap. Worth every penny."

Andrea P.
$50K LOC
Pay per letter · no subscription

"Mail it for me" Certified Mail

No printer? No time? We print, attach your ID + proof packet, and send via USPS Certified Mail with Return Receipt. Tracking auto-syncs to your dispute log.

Single bureau
$12.99

1 letter printed + USPS Certified Mail w/ Return Receipt. Includes ID + proof packet.

All 3 bureaus
$29.99

Same letter mailed to Experian, Equifax & TransUnion. Save $9 — most popular.

5-letter pack
$54.99

Bundle 5 mailings — perfect for a full dispute round across multiple accounts.

Premium unlocks all tools — mail pay-per-letter anytime.

FAQ

Common questions

100%. Every letter is grounded in the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Equal Credit Opportunity Act (ECOA). You have a federal right to dispute anything inaccurate on your report.

Risk-free guarantee

Try Premium for 7 days. If you don't see your first dispute progress or feel the toolkit is worth it, email us — full refund, no questions.