The Shortcut
Get added as an authorized user on a seasoned, low-utilization credit card. The cardholder's full history posts to your report in 30–60 days. Hand-matched by Kredora Prime.
Request a TradelineNo upfront charge · We quote after matching you · Replies in 24h
Most clients see a meaningful jump on the next reporting cycle.
A 10-year card can add a decade of history to a brand-new file.
Every card we source has zero lates and sub-10% utilization.
We pair you with a card sized to your goal — not a marketplace gamble.
Submit the form below — current score, target score, and timeline. Free, no obligation.
Within 24 hours we send card options (issuer, age, limit, reporting date) and the price for each.
Once you confirm, the cardholder adds you as an authorized user. Posting takes 1–2 statement cycles.
On the next reporting cycle the full account history shows on your file. Track it in your Kredora Prime dashboard.
We'll reply within 24 hours with matched card options and pricing.
Disclosure: Authorized user reporting is permitted under FCRA. Results vary by issuer, your existing file, and how the cardholder uses the account after you're added. Kredora Prime vets every tradeline (account age, utilization, payment history) but cannot guarantee a specific score outcome.