Consumer Disclosures

Your rights under the Credit Repair Organizations Act (CROA)

Under the federal Credit Repair Organizations Act, you have the following rights:

• You have the right to dispute inaccurate information in your credit report yourself, for free, by contacting the credit bureau directly.
• You have the right to obtain a copy of your credit report from each of the three nationwide consumer reporting agencies (Experian, Equifax, TransUnion) once every 12 months at no charge by visiting annualcreditreport.com.
• Credit bureaus must remove or correct inaccurate or unverifiable information, usually within 30 days.
• You have the right to sue a credit repair organization that violates CROA.
• You have the right to cancel your contract with any credit repair organization for any reason within 3 business days of signing.
• Credit repair organizations may not charge you until they have completed the services they promised.

To file a complaint, contact the Consumer Financial Protection Bureau at consumerfinance.gov or your state Attorney General.

No guarantee of results

Kredora Prime does not guarantee credit score increases, removal of any specific item from your credit report, approval for any line of credit, loan, or funding. Results depend on your individual circumstances and the actions you take.

Not a law firm

Kredora Prime is not a law firm, does not provide legal advice, and no attorney-client relationship is formed by use of this platform. Templates, letters, and educational content are informational only.

Not a financial advisor

Information provided on Kredora Prime is for educational purposes only and does not constitute financial, tax, investment, or accounting advice. Consult a qualified professional for your specific situation.

LLC formation services

Kredora Prime is a document preparation and filing service. We are not your registered agent unless you separately enroll in our Registered Agent service. State filing fees are paid directly to your state and are not collected by Kredora Prime. Approval times depend on your state and are outside our control.

EIN service

Obtaining an Employer Identification Number (EIN) from the IRS is free directly at irs.gov. Our EIN service fee covers preparation, filing, and follow-up on your behalf.

Last updated: June 10, 2026